yes, a university education is EXTREMELY expensive in North Americs. Europe is much more afforable for that purpose, and I even heard that in some European countries a university education is free.
There's lots of grant, scholarship, and loan money available in the U.S. though - especially if you're a dedicated student. When I first started college, I used to have to scrounge through the couch for change to go buy food. But I got grant and loan money to pay for the first 2 years of college, a scholarship to pay for the second 2 years of college, and a full scholarship to law school.