depending on HOW quickly you want to drop the bodyfat, and the way your metablosim works, I would look at a zero carb tolerance after 4pm, and exercise first thing in the morning on rising. This is the method that works best for most people (obviously if you are now looking to drop bodyfat as apposed to building muscle as you may sacrifice a small amount of muscle on the way).
I have never counted calories, nor fat, and my carbs are quite high (for me at the moment anyway) but I am trying to build more muscle. I used to get lean very easily (when I was eating a typical carnivore diet-for bodybuilders).
You could look at eating a breakfast of say oats (what the heck are cheerios it sounds like a very sugary breakfast to me??????)with protein powder, mixed with water (or soya milk if you can't stand this mix) and a very small (or half a large) banana. You can just zap it all in the microwave for a couple of minutes and the banana (make sure its really ripe) gives the mix a very sweet taste.
The you need a mid morning meal with a ratio of protein to carbs : CHO 50% PRO 30% FAT 20%
Lunch is again a mix of the same, as with your afternoon meal. Dinner need to be basically your protein and zero carbs (maybe just steamed veggies with your protein source). Portions should be no bigger than your fist
I generally have protein shakes quite a lot for my snacks now that I'm vegan when I'm shaking the body fat, with a punnet of fresh berries-strawberries/blackberries/rasberries. Jogging, if you have no pre-existing injuries is excellent for stripping body fat, especially up & down hills.
I generally find sticking to a strict diet easy as I'm a lazy cook and could quite easily eat the same foods ALL the time so long as I have a full tum