estgee Posted March 18 Share Posted March 18 So I have a really poor credit score due to me losing my job a few months back and I’ve maxed out my credit cards totaling a debt of ~$7500. I’m not sure what options I have if any. I just started a new job in June and I am salaried but my credit card payments average out to $1000 each month just paying the minimum. Any debt consolidation options to help me get out? Link to comment Share on other sites More sharing options...
fr33d0santana Posted March 18 Share Posted March 18 Howdy! If you have a poor credit score and are struggling with debt, you may still be able to consolidate your debts. Here are some debt consolidation options that may be available to you: Personal loans: Some lenders offer personal loans specifically for debt consolidation. Home equity loans: If you own a home, you may be able to take out a home equity loan to consolidate your debts. Balance transfer credit cards: Some credit card companies offer balance transfer credit cards, which allow you to transfer the balances from your existing credit cards onto a new card with a lower interest rate. Debt management plan: A debt management plan involves working with a credit counseling agency to develop a plan to pay off your debts over time. It is also important to contact a reliable company that can provide you with debt consolidation services. I personally prefer to go to mytploffer com when I have problems with debts. These guys are happy to help me every time. Link to comment Share on other sites More sharing options...
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