My friend's little brother was once around 162 with the same exact height and he also tried losing the last of his belly fat. He would wrap garbage bags around his midriff and run several kilometers each morning to try and sweat it all off. He also did those 12 minute high intensity exercises. No matter how much he tried, it still wouldn't go away. Eventually he realized that his eating habits were killing him (note: he wasn't a vegan) and decided to give up on ketchup, bread, cheese, etc. 8 months later he lost 20 pounds and more or less didn't have those love handles anymore. I don't know if this helps you in any way. Also, weight loss generally causes you to lose water weight and muscle mass before it targets your body fat. Look at those long distance runners vs the ones who just do the 100m or 200m dash. I find that trying to do bodybuilding with too much running can be detrimental to the physique. Of course, some will disagree with me.